Dave, I agree with the general line of reasoning you outline. But, not having incurred a single vehicle liability claim in my 37 years of driving (I've had my share of collision claims), I personally wouldn't pay up $159 per rental for the option to forgo a claim to my auto insurance in the event of such a claim.
For that matter, faced with a liability claim, I'd feel much more secure with a firm I've personally vetted standing behind me, than whoever backs the renter's insurance option.
- H.
--- In vpFREE@yahoogroups.com, "Dave" <haaljo@...> wrote:
>
> You don't understand. Payless NO longer has me as a customer. I tried them once and that's it.
> Here's a breakdown of the charges totaling $463:
> Rate Charge: $139
> Cons Facility Charge: $30
> Renters Liability Prot: $159
> Roadside Service Prot: $24
> Vehicle License Fee: $11
> Sales Tax: $27
> Clark County Fee: $7
> Govt Servcies Fee: $33
> Concession Red Fee: $33
>
> Whether it's a good idea to decline all insurances depends on your personal financial situation; how valuable is your time dealing with your own insurance company and rental agency and whether or not you are adequately insured back at your home/business.
>
> Like I in previous post Alamo is $13/day for liability and never heard of the Roadside Service Protection before, I guess that is a little extra that I could have declined but the agent told me it was mandatory.
>
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> --- In vpFREE@yahoogroups.com, kypat@ wrote:
> >
> > They LOVE customers like you.Did you actually take the insurance and the
> > roadside protection?
> >
> >
> > In a message dated 8/30/2012 2:07:18 P.M. Eastern Daylight Time,
> > haaljo@ writes:
> >
>
> > Just did 8 day rental with payless.
> > The cost was ~$450 for a hyundai elantra.
> > Nice car did 300 miles and got almost 30 mpg.
> >
> > They charged $30 for roadside protection and $160
> > for liability insurance. We use american express
> > and for $15 they "cover" the other insurances no matter
> > how long. More importantly deal with all the paperwork (supposedly)as long
> > as you take the rental car liability.
> >
> >
> >
> >
> > [Non-text portions of this message have been removed]
> >
>
