Re: [vpFREE] Station Casino cutting mailers

 

Absolutely, big time! I think every time there is a change in management things turn for the worst. I know Green Valley is nothing like it used to be. Once Stations notices the impact it will change again for the better. I have seen these cycles many times. I just go elsewhere for awhile until it gets better.
Just saying.........

Sent from my iPad

> On Dec 27, 2014, at 6:18 PM, bhadley00@gmail.com [vpFREE] <vpFREE@yahoogroups.com> wrote:
>
> Anyone else experience drastic cuts in station casino mailers over the last two months? I was getting $500 to $700 a month free play, 2 comped hotel rooms, and $50 dining credit. Now I get $120 free play, discounted hotel rooms, and $15 dining credit with play changing very little. Guess they don't love locals.
>
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Posted by: Dennis <denbalog@aol.com>
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[vpFREE] Re: Medicare and W-2Gs

 

And just one point of clarity: the impact isn't limited to age 65. Gambling income impacts the medicare deduction at whatever age you opt into the program.

Unfortunately, we were ignorant of this impact until it was too late. When my husband began to draw benefits at age 62, HIS medicare deduction was set at the maximum, despite zero income. Even though he doesn't gamble at all, we file jointly so my total AGI impacted his benefit costs.

After multiple calls to the SSA, he was told that this was based on the two prior years of our joint income, and they will recalculate this every year. Once we understood the limits, we realized that as long as I am working, he will be paying the maximum for his medicare.

But my lesson learned is that as I get close to retirement, I will need to reduce my play considerably to avoid having both of our medicare payments maxed out.

The original warning was a good one, and I appreciate the reminder!

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Posted by: mcuddington@hotmail.com
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[vpFREE] Station Casino cutting mailers

 

Anyone else experience drastic cuts in station casino mailers over the last two months? I was getting $500 to $700 a month free play, 2 comped hotel rooms, and $50 dining credit. Now I get $120 free play, discounted hotel rooms, and $15 dining credit with play changing very little. Guess they don't love locals.

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Posted by: bhadley00@gmail.com
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[vpFREE] Re: Medicare and W-2Gs

 

Born loser is basically correct. Your Social Security benefit is a separate entity from your Medicare benefit. You can pay for Medicare with a check from your bank, but most people find it convenient to have it deducted from their SS benefit. If you file a Sched C for gambling then it could affect your SS benefit just like any other self-employment income or wages.

Chris



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Posted by: cy4873@hotmail.com
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[vpFREE] Re: Medicare and W-2Gs

 

It is my understanding that one's monthly Social Security check is affected because of the Medicare premium that is deducted.

That is, your Social Security amount in unaffected by your MAGI. But the check amount is reduced because of the Medicare premium deduction. And, your Medicare premium is affected by your MAGI.

This may sound convoluted. But, in reality, your Social Security check is made of of two parts: 1) the social security amount; 2) the Medicare deduction.

..... bl

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Posted by: bornloser1537@yahoo.com
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[vpFREE] Re: Medicare and W-2Gs

 

Are you asking the right question? Once you begin getting Medicare at age 65 you will be affected.

Due to our W2-g's we both have an additional $104.90 deducted from our social security benefit for Part B. My wife also has Part D prescription drug coverage and has an additional $31.80 deducted from her benefit payment each month.
Total extra cost for those W2-gs per month is $136.70 or $1640.40 annually for the wife. Combined we lose $2899.20 income per year. Perhaps call social security back and explain to them what I just told you.

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Posted by: staninnv@yahoo.com
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[vpFREE] Re: Medicare and W-2Gs

 

I talked to two different advisors at Social Security and they both assured me that gambling income, regardless of whether it was reported on front page or Sch C did not effect Social Security.

Has anyone experienced a difference on Medicare?

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Posted by: Sam Phillips Beckerman <becksam@aol.com>
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