Umbrella policies (usually) cover both home & auto incidents, and also (usually) require some fairly significant level of coverage on the underlying policies, say $300-500K. The umbrella coverage kicks in once those underlying amounts are reached and exceeded.
From: "haaljo@yahoo.com" <haaljo@yahoo.com>
To: vpFREE@yahoogroups.com
Sent: Monday, March 24, 2014 6:08 PM
Subject: [vpFREE] Re: XVP -- rental cars
Certainly the game is rigged. Don't let that stop you; if you don't bet, you can't win. -Lazarus Long
In theory, there is no difference between theory and practice. But, in practice, there is. -Yogi Berra
There is no such thing as luck. There is only adequate or inadequate preparation to cope with a statistical universe. -Robert Heinlein
In theory, there is no difference between theory and practice. But, in practice, there is. -Yogi Berra
There is no such thing as luck. There is only adequate or inadequate preparation to cope with a statistical universe. -Robert Heinlein
From: "haaljo@yahoo.com" <haaljo@yahoo.com>
To: vpFREE@yahoogroups.com
Sent: Monday, March 24, 2014 6:08 PM
Subject: [vpFREE] Re: XVP -- rental cars
Thanks. I do have a $2 million dollar umbrella but never occurred it (may) cover auto accidents. Will check with insurance agent. American Express sold me with an 800 hotline to call and they (supposedly) take over.
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