Thank you for the advice but I did exactly what you suggested and it so
happens that the cheapest plans for us (in the area we live--northern
Nevada--and considering our specific meds ) are the cheapest plans--Walmart
and/or AARP. What is killing us here is the penalty imposed by Medicare on
middle income earners. If a couple filing jointly makes over $170,000, they
incur hefty penalties regardless of the fact that we've already paid Medicare
taxes on that earned income.
B
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