Even though we don't know how long we will live to draw it, it is pretty easy to calculate how long it would take to make up the difference between the age options. Waiting does bring in the longer amount, but it takes several years of that differential to make up for the years of getting zero.
I don't presume that waiting is for everyone. There's something to be said for "a bird in the hand". Unless the system goes broke, and we're just left with bird poop ;-)
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Posted by: mcuddington@hotmail.com
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